Texas Short Term and Personal Loan Lenders

Our network of top short-term and signature loan lenders can help!
Instant financial relief is mere minutes away! Online Lenders to Help Borrowers with Good or Bad Credit Histories!

Are your Texas living expenses getting out of hand? Experience a financial disaster recently? Has a family emergency come up and you need cash fast?
When you need money FAST, an online loan can help!

A short term online loan may be just the ticket to helping you get the money you need, quickly, safely and efficiently.

We understand that emergencies don’t wait or take time outs. When times get tough you can’t just put life on hold so you can go to your local bank, apply for a loan, pray you get approved, and get access to money in days, weeks or months. No, unfortunately it doesn’t work like that.

If you find yourself in a financial crisis, you need money NOW, not later. Frankly, we don’t think you should have to wait. Our network of lenders lets you apply for short term loans online with ease, and if approved, you can have access to the quick cash you need as quickly as the next business day. We work with borrowers throughout Texas, from Amarillo to Austin, San Antonio to Irving and everywhere in between!

Texas short term and signature loan lenders

Personal Loans from $500 to $50,000 or More From Texas Lenders

We work hard to connect you with a network of online lenders servicing Texas residents that offer quick loans to get you the money you need FAST. No tedious paperwork to mail or fax, and no boring and embarrassing lines to wait in. And, if you are approved, typically funds are transferred to you within one business day. Once deposited, your bank will determine how quickly you can withdraw or access the money, but this usually happens within 15min or less.

What Types of Options are there?
Our network of Texas online lenders offers a number of different financing options online to cover almost any situation you might be in:
• Cash advance
• Payroll loan
• Short term
• Salary loan
• Short-term unsecured loan
• Small dollar loan
• Installment loans
• Signature loans
• Personal loans
• And more…

Local Lenders in Texas Offering Short Term Personal Loans

Wichita Falls Teachers Federal Credit Union 4301 Barnett Rd, Wichita Falls, TX 76310 (940) 280-2026
Panola National Bank 2203 S M L King Jr Pkwy, Beaumont, TX 77701 (903) 938-4400
Advantage Business Capital 4605 Post Oak Place Dr, Houston, TX 77027 (888) 473-5078
Sundown State Bank 202 W Broadway St, Denver City, TX 79323 (806) 592-9292
Members Choice Credit Union 14960 Park Row Dr, Houston, TX 77084 (281) 616-8596
City Bank Mortgage 2 Village Dr, Abilene, TX 79606 (325) 307-3272
First National Bank Of Bellville 100 E. Main St., Bellville, TX 77418 (979) 865-3181
American Eagle Loans 1509 Guadalupe St, Austin, TX 78701 (512) 478-6441
Guaranty Bank & Trust 2202 Saint Michael Dr, Texarkana, TX 75503 (903) 792-8600
Citizens State Bank 200 S Magnolia Ave, Luling, TX 78648 (830) 875-2473
Allegiance Bank 8727 W Sam Houston Pkwy N, Houston, TX 77040 (281) 894-3200
Citizens State Bank 1300 W Hildebrand Ave, San Antonio, TX 78201 (210) 802-3346
Navy Federal Credit Union 4717 Hondo Pass Dr Ste A, El Paso, TX 79904 (888) 842-6328
State Farm (866) 276-1219
Navy Federal Credit Union (888) 842-6328
First Texas Bank 501 E 3rd St, Lampasas, TX 76550 (512) 556-3691
GECU El Paso, TX 79925 (915) 778-9221

Most borrowing services rely to an extent on the applicant’s current or previous employment situation as part of the approval process, as well as credit rating. Ideally, an applicant will have been employed for at least 30 days prior to the application submission date and with documented pay checks. In this way, a lender can offer a short loan online even if the consumer has low, bad or even no credit. The lenders can take this risk because they rely on the applicant’s upcoming pay check from work to cover the costs of the cash advance.

However, our network of lenders excel at working with individuals in all kinds of situations. So no matter if you have low credit, bad credit or no credit, contact us today to see if we can help. We’ve worked with lots of Texas residents just like you to get funding when other traditional banks say “no”.

Larger Loans Over $10,000 Understanding Your Options In Texas

What’s required to apply?

Application requirements vary per lender, but in general these types of fast cash short-term loans are easy to apply for. A few requirements many lenders look for include:

  • Having been employed for at least 30 days prior to the application date
  • Being 18 years of age or older
  • Being a US citizen or permanent resident
  • Having a checking account

That’s about it. Many of our lending partners work with BAD credit and NO credit applicants as well, so don’t let a few dings on your credit report prevent you from applying.

What about Interest and Fees?

While short term loans online are a lifesaver for many Texas residents who need money fast to get them thru a financial crisis, they do indeed carry with them higher fees and interest rates than more traditional borrowing options.

In order to keep things fair, some jurisdictions limit the annual percentage rate for interest, otherwise known as “APR.” This is done to protect consumers from “usury” (unfair, excessive or unreasonable rates of interest). This applies to payday and cash advance lenders, as well as your local bank. Here in the USA, rates are generally limited by the Uniform Small Loan Laws (USLL).

Lenders Are Online Today In Texas

Abilene, Allen, Amarillo, Arlington, Atascocita, Austin, Baytown, Beaumont, Bedford, Brownsville, Bryan, Carrollton, Cedar Hill, Cedar Park, College Station, Conroe, Coppell, Corpus Christi, Dallas, Denton, DeSoto, Edinburg, El Paso, Euless, Flower Mound, Fort Worth, Frisco, Galveston, Garland, Georgetown, Grand Prairie, Grapevine, Haltom City, Harlingen, Houston, Irving, Keller, Killeen, Laredo, League City, Lewisville, Longview, Lubbock, Mansfield, McAllen, McKinney, Mesquite, Midland, Mission, Missouri City, New Braunfels, North Richland Hills, Odessa, Pasadenam Pearland, Pflugerville, Pharr, Plano, Port Arthur, Richardson, Round Rock, Rowlett, San Angelo, San Antonio, San Marcos, Spring, Sugar Land, Temple, Texas City, The Woodlands, Tyler. Victoria. Waco, Wichita Falls,Wylie

Banks, Credit Unions and Lenders in Texas

First Bank
Includes First Bank, which serves Missouri and Illinois, and First Bank & Trust, which operates in California and Texas.
Broadway Bank
Texas Capital Bank (Nasdaq:TCBI)
Offers corporate and private banking, as well as personal finance services.
Amarillo National Bank
Provides financial information online, including regional economic data. Learn more about ANB’s new check card system.
Southside Bank
American State Bank
Providing banking services to West Texas since 1948.
Open accounts online, pay bills, check interest rates, etc.
Farm Credit Bank of Texas
Provider of long term loans for farms, ranches, and country homes to buy, refinance or improve.
American Bank
Independent financial institution serving the Corpus Christi Bay Area.
Alliance Bank
Independently owned community bank dedicated to providing the best service to our customers and promoting economic growth in the communities the bank serves.
Franklin Bank
Providing community financial services to individuals and businesses.
American Bank of Commerce
Southwest Bank of Texas
Specializes in private banking for individuals and commercial lending for growing companies.
City Bank
Banking, insurance, and mortgage services.
American National Bank
Locally-owned and operated full service bank.
Moody National Bank
Serving the Texas area for over 90 years
Klein Bank
serving Northwest Houston communities in Harris County and Montgomery County.
State National Bank of West Texas
City National Bank

What’s the process like?

Life is hard, borrowing money shouldn’t have to be. We’ve all needed to do it from time to time for one reason or another. That’s why our network of lenders works hard so you don’t have to stress about a lengthy or arduous application process.

Our online lenders serving the Texas area make applying for a personal loan online easy with:

• Short and simple online application forms
• Fast processing and results
• If approved, funds deposited as quickly as the next business day
• Safe and secure process

What’s Next?

Now that you’ve taken steps to educate yourself about lenders and terms, you’re better equipped to make an informed decision for you and your family. Get in touch with us today and we’ll connect you to online lenders serving the Texas area today!

Our Loan Process In Texas Consider A Loan From One Of These Banks:
Bank of America Chase Citigroup Comerica Huntington PNC Wells Fargo

Easy Online Loans in Texas

  • Cash Advance and Signature or Unsecured Loan Offers Texas
  • Personal Loans From $1000 to $25,000 or More From Online Lenders
  • Short Term Loans Online Texas – Unsecured Loans For Debt Consolidation
  • Quick Loans and Online Peer to Peer loans
  • Companies Near Me Offering Personal and Signature Loans


Short Term Loans For Borrowers With Good or Bad Credit From These Texas Lenders

Texas Bank
400 Fisk Ave, Brownwood, TX 76801
(325) 649-9200

Frost Bank
100 W Houston St, San Antonio, TX 78205
(210) 220-4011

Crockett National Bank
502 S Koenigheim St, San Angelo, TX 76903
(325) 658-6714

Short Term Signature Loans is dedicated to helping borrowers in Texas compare personal loans online to make the lending process very simple, whether it’s for debt consolidation, home improvement or a new car. The author of this page is Renee who has over six years of experience covering the personal finance and lending industries.